federal reserve

Federal Reserve System is the central banking system of the United States of America. It was created on December 23, 1913, with the enactment of the Federal Reserve Act, after a series of financial panics led to the desire for central control of the monetary system in order to alleviate financial crises.

Source: federalreserve.gov

Consumers Took on More Debt in March, Reversing Previous Paydowns
Consumers Took on More Debt in March, Reversing Previous Paydowns
May 07, 2025  |  Consumer Finance

It looks like the paydowns on debt, for most U.S. households, were just a temporary lull. Last month, PYMNTS reported that consumers had cut down...

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Financial Regulators Face Deepest Personnel Cuts in Decades
Financial Regulators Face Deepest Personnel Cuts in Decades
May 07, 2025  |  Regulation

Three financial regulators are scrambling following the President Donald Trump administration’s latest round of personnel cuts. Over 2,300 staffers across the Federal Deposit Insurance Corp.,...

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Democrats Ask Fed to Rethink Approval of Capital One-Discover Merger
Democrats Ask Fed to Rethink Approval of Capital One-Discover Merger
May 05, 2025  |  Partnerships / Acquisitions

Democratic lawmakers want the Federal Reserve to reconsider its approval of Capital One’s purchase of Discover. In a letter to the central bank Friday (May...

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Group of 30: Federal Reserve Should Focus on Inflation Target
Group of 30: Federal Reserve Should Focus on Inflation Target
April 30, 2025  |  Economy

Group of 30, an independent global consultative group, said Wednesday (April 30) that the Federal Reserve should focus on its 2% inflation target, prioritizing that...

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Fed Stability Report Warns About Risks From Private Credit and Stablecoins
Fed Stability Report Warns About Risks From Private Credit and Stablecoins
April 28, 2025  |  Economy

Trade and tariffs may be the dominant risks to banks and corporates, but in the Federal Reserve’s latest “Financial Stability Report,” nonbank firms, leveraged debt...

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Federal Agency Clarity Will Impact Policy for Crypto Custody and Banking
Federal Agency Clarity Will Impact Policy for Crypto Custody and Banking
April 28, 2025  |  Cryptocurrency

The cryptocurrency growth roadmap has moved from the fringes to the financial mainstream in America. The reason? As the digital asset ecosystem matures, Washington’s own...

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Banking Regulators Withdraw Statements That Discouraged Bank Involvement With Crypto
Banking Regulators Withdraw Statements That Discouraged Bank Involvement With Crypto
April 24, 2025  |  Cryptocurrency

The Federal Deposit Insurance Corp. (FDIC) and the Federal Reserve have withdrawn earlier warnings that cast a chill over banks’ involvement with cryptocurrencies. When announcing...

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Fed Survey Says Pervasive Uncertainty Hampers Companies’ Hiring and Growth Prospects
Fed Survey Says Pervasive Uncertainty Hampers Companies’ Hiring and Growth Prospects
April 23, 2025  |  Economy

Perhaps the best, or most positive, finding in the Federal Reserve’s latest qualitative survey of the economy and its prospects boils down to this: Economic...

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Report: Democratic Senators Demand Synapse Records From Federal Reserve
Report: Democratic Senators Demand Synapse Records From Federal Reserve
April 22, 2025  |  Bank Regulation

Four Democratic senators are reportedly demanding the Federal Reserve release records related to last year’s collapse of the FinTech company Synapse. The senators, who include...

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