digital lending

Block Renews Bets on AI, Ecosystem Lending as Growth Softens
Block Renews Bets on AI, Ecosystem Lending as Growth Softens
May 01, 2025  |  Earnings

For a company long hailed as a tech disruptor in financial services, Block’s Q1 2025 results present a paradox. One of slowing growth amid a...

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Airwallex Reportedly Plans to Seek US and UK Banking Licenses
Airwallex Reportedly Plans to Seek US and UK Banking Licenses
April 07, 2025  |  Banking

Singapore-based payments startup Airwallex reportedly wants to expand into lending. To that end, the company, which offers AI-powered automated workflow solutions among other offerings, plans to acquire...

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Block’s Direct Lending Move Aims at Filling Consumer Credit Gaps
Block’s Direct Lending Move Aims at Filling Consumer Credit Gaps
March 18, 2025  |  Consumer Finance

The platforms that have banks embedded in their operations are taking more of their lending activities into a direct model, giving momentum to income streams...

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Bridging the Digital Divide: How Banks Can Meet Customer Expectations in Lending
Bridging the Digital Divide: How Banks Can Meet Customer Expectations in Lending
November 22, 2024  |  Banking

Banks and credit unions may feel like they offer a best-in-class digital experience — and the readiness to offer new services and options — when...

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Credit Unions Trade Complexity for Simplicity and Win Customer Loyalty
Credit Unions Trade Complexity for Simplicity and Win Customer Loyalty
November 18, 2024  |  Credit Unions

“Complexity powers the status quo,” Karen Webster wrote in a recent column. And in financial services — particularly for credit unions —  complexity in the...

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Embedded Lending Platforms Jump as Merchants Seek Working Capital
Embedded Lending Platforms Jump as Merchants Seek Working Capital
November 14, 2024  |  Digital Banking

The payment and commerce platforms PayPal, Shopify and Block have long been developing ecosystems for merchants. For the small to mid-sized businesses, signing on to...

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Block Earnings Show Jack Dorsey’s Bitcoin and Banking Ambitions
Block Earnings Show Jack Dorsey’s Bitcoin and Banking Ambitions
November 07, 2024  |  Earnings

Block, formerly known as Square and the owner of Cash App, has distinct ambitions. And they vary for each of its business lines. Outside of Square and...

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LendingClub Loan Originations Surge 27% as Consumers Look to Consolidate Debt
LendingClub Loan Originations Surge 27% as Consumers Look to Consolidate Debt
October 23, 2024  |  Earnings

LendingClub’s latest quarterly results show an acceleration of loan originations, and banks have moved back to the company’s platform as consumers look for ways to...

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Why So Many Mid-Sized Banks Fail the Digital Lending Readiness Test
Why So Many Mid-Sized Banks Fail the Digital Lending Readiness Test
October 16, 2024  |  Digital-First Banking

Mid-sized financial institutions (FIs) — including community banks, regional banks, and credit unions — face growing challenges in automating their lending processes. This is particularly...

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