debt

Debt is an obligation that requires one party, the debtor, to pay money or other agreed-upon value to another party, the creditor. Debt is a deferred payment, or series of payments, which differentiates it from an immediate purchase.

Source: en.wikipedia.org

What to Watch for as CFPB Stops Rulemaking in Its Tracks
What to Watch for as CFPB Stops Rulemaking in Its Tracks
February 07, 2025  |  CFPB

To say it’s been an eventful week for the Consumer Financial Protection Bureau might be an understatement. Last weekend, President Donald Trump fired CFPB Director...

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‘Minimum-Payment Effect’ Covers Growing Number of Credit Card Users
‘Minimum-Payment Effect’ Covers Growing Number of Credit Card Users
January 26, 2025  |  Consumer Finance

For American consumers, making minimum monthly credit card payments is becoming the norm. That’s according to a report Saturday (Jan. 25) by The Wall Street...

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CFPB: Vehicle Repossessions Surpass Pre-Pandemic Levels
CFPB: Vehicle Repossessions Surpass Pre-Pandemic Levels
January 23, 2025  |  CFPB

Americans are struggling to keep the cars they’re driving, the Consumer Financial Protection Bureau found. A CFPB report, titled “Auto Repossession Trends and Consumer Impact,”...

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Household Spending Keeps Pace; Lower-Income Groups Feel the Heat
Household Spending Keeps Pace; Lower-Income Groups Feel the Heat
January 22, 2025  |  Consumer Insights

Among the messages conveyed so far in the continuing cavalcade of earnings reports — especially from banks — is that consumer spending is buoyant, a...

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CFPB Data Confirms BNPL’s Positive Impact on Credit-Constrained Consumers
CFPB Data Confirms BNPL’s Positive Impact on Credit-Constrained Consumers
January 14, 2025  |  BNPL

The appeal of stretching out one’s cash flow — making payments over time rather than all at once, and pressuring bank accounts or boosting interest-bearing...

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CFPB Signals Rulemaking Push for Nonbank Personal Loans, Including BNPL
CFPB Signals Rulemaking Push for Nonbank Personal Loans, Including BNPL
January 09, 2025  |  CFPB

The Consumer Financial Protection Bureau has been busy — with the latest salvo of (possible) rulemaking looming for buy now, pay later (BNPL) loans, earned...

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CFPB Bans Medical Debt From Consumer Credit Reports
CFPB Bans Medical Debt From Consumer Credit Reports
January 07, 2025  |  Debt

Medical debt will no longer appear on consumers’ credit reports under a new government rule. The Consumer Financial Protection Bureau (CFPB)’s newly-finalized regulation, announced by the White House Tuesday...

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Eltropy Adds ‘People-First’ Collections Technology With Acquisition of Lexop
Eltropy Adds ‘People-First’ Collections Technology With Acquisition of Lexop
January 06, 2025  |  Acquisitions

Eltropy acquired Lexop, saying the combination of the companies’ technologies will help community financial institutions (CFIs) reduce and prevent delinquencies, collect faster and enhance borrower...

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CFPB Sues Vanderbilt Mortgage, Alleging It ‘Traps People in Risky Loans’
CFPB Sues Vanderbilt Mortgage, Alleging It ‘Traps People in Risky Loans’
January 06, 2025  |  CFPB

The Consumer Financial Protection Bureau sued nonbank financing company Vanderbilt Mortgage & Finance Monday (Jan. 6), saying the company made loans to consumers despite evidence...

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