debt

Debt is an obligation that requires one party, the debtor, to pay money or other agreed-upon value to another party, the creditor. Debt is a deferred payment, or series of payments, which differentiates it from an immediate purchase.

Source: en.wikipedia.org

Revolving Debt and Credit Card Spending Muted in January
Revolving Debt and Credit Card Spending Muted in January
March 07, 2025  |  Consumer Finance

After a holiday spending frenzy, consumers have returned to a more normalized rate of spending, as measured in incremental borrowing on credit cards and other...

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Late Student Loan Borrowers Face 129-Point Credit History Hit
Late Student Loan Borrowers Face 129-Point Credit History Hit
February 27, 2025  |  Loans

There’s a new source of stress facing America’s already-stressed student loan borrowers. For the first time since the pandemic, delinquent payments will be added to...

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Two-Thirds of Consumers Say They Need Their Next Paycheck to Pay the Bills
Two-Thirds of Consumers Say They Need Their Next Paycheck to Pay the Bills
February 26, 2025  |  Consumer Insights

In the fourth quarter of 2024, increased economic pressures continued to affect households in the United States. With inflation at 2.9% by December, 65% of...

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DebtBook Debuts ‘Sizing’ Feature for Its Debt Management Solution
DebtBook Debuts ‘Sizing’ Feature for Its Debt Management Solution
February 25, 2025  |  B2B Payments

DebtBook, a software provider for government and nonprofit treasury teams, has a new debt management tool. The company’s Sizing feature, announced Tuesday (Feb. 25), lets treasury departments...

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Tariff Uncertainty May Cause Young, Wealthy Consumers to Curb Spending
Tariff Uncertainty May Cause Young, Wealthy Consumers to Curb Spending
February 21, 2025  |  Consumer Insights

Last quarter’s holiday shopping might have represented a burst of consumer optimism at the register that has now been dampened. The souring sentiment is in...

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Fed Scrutiny Increases on Private Credit’s Risk and Reward
Fed Scrutiny Increases on Private Credit’s Risk and Reward
February 21, 2025  |  Regulation

Generally speaking, the more capital in the markets, the better — as that money finds its way into new growth opportunities (including innovative firms) and...

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5 Things Earnings Season Shows About the US Consumer
5 Things Earnings Season Shows About the US Consumer
February 20, 2025  |  Consumer Insights

Earnings season, like clockwork, offers up a dizzying mosaic of data and qualitative analysis of revenues, profits (or lack thereof) and high-level views of the...

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Card Delinquencies Hit Multiyear High
Card Delinquencies Hit Multiyear High
February 13, 2025  |  Consumer Finance

The holiday splurge has passed — and now comes the holiday hangover? The New York Federal Reserve detailed in its most recent report, “Household Debt...

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UK’s FCA Urges Social Media to Prevent Illegal Financial Promotions
UK’s FCA Urges Social Media to Prevent Illegal Financial Promotions
February 07, 2025  |  Security & Fraud

The United Kingdom’s Financial Conduct Authority is urging social media platforms to do more to prevent illegal financial promotions. The agency intervened and forced the...

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